CreditRiskMonitor.Com (OTCMKTS:CRMZ) and Moody’s (NYSE:MCO) are both computer and technology companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, risk, valuation, dividends, institutional ownership, profitability and analyst recommendations.
This table compares CreditRiskMonitor.Com and Moody’s’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Institutional and Insider Ownership
87.7% of Moody’s shares are owned by institutional investors. 62.6% of CreditRiskMonitor.Com shares are owned by company insiders. Comparatively, 1.0% of Moody’s shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
Earnings & Valuation
This table compares CreditRiskMonitor.Com and Moody’s’ top-line revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Moody’s||$4.20 billion||6.63||$1.00 billion||$6.07||23.97|
Moody’s has higher revenue and earnings than CreditRiskMonitor.Com.
This is a summary of recent ratings and target prices for CreditRiskMonitor.Com and Moody’s, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Moody’s has a consensus price target of $176.45, indicating a potential upside of 21.26%. Given Moody’s’ higher probable upside, analysts plainly believe Moody’s is more favorable than CreditRiskMonitor.Com.
CreditRiskMonitor.Com pays an annual dividend of $0.05 per share and has a dividend yield of 2.4%. Moody’s pays an annual dividend of $1.76 per share and has a dividend yield of 1.2%. Moody’s pays out 29.0% of its earnings in the form of a dividend. Moody’s has increased its dividend for 8 consecutive years.
Volatility and Risk
CreditRiskMonitor.Com has a beta of -1.31, indicating that its share price is 231% less volatile than the S&P 500. Comparatively, Moody’s has a beta of 1.22, indicating that its share price is 22% more volatile than the S&P 500.
Moody’s beats CreditRiskMonitor.Com on 11 of the 14 factors compared between the two stocks.
CreditRiskMonitor.com, Inc. provides interactive business-to-business Internet-based services for corporate credit and procurement professionals worldwide. It publishes commercial credit reports of public and private companies, which features the analysis of financial statements, including ratio analysis and trend reports, peer analyses, FRISK scores, PAYCE reports, and Altman Z default scores, as well as issuer ratings of Moody’s Investors Service, Standard & Poor’s, and Fitch Ratings. The company also provides Institutional Risk Analytics counterparty quality scores and financial data from the Federal Financial Institutions Examination Council call reports covering banks; and company background information and trade payment reports, as well as public filings, such as suits, liens, judgments, and bankruptcy information on millions of companies in the United States. In addition, it provides alerts on topics, including FRISK score reports, credit limit alerts, financial statement updates, SEC filings, and rating changes, as well as operates as a re-distributor of international credit reports. CreditRiskMonitor.com, Inc. was founded in 1977 and is based in Valley Cottage, New York.
Moody’s Corporation provides credit ratings; and credit, capital markets, and economic related research, data, and analytical tools worldwide. It operates through two segments, Moody’s Investors Service and Moody’s Analytics. The Moody’s Investors Service segment publishes credit ratings on various debt obligations and entities that issue such obligations comprising various corporate and governmental obligations, structured finance securities, and commercial paper programs. This segment provides ratings in approximately 120 countries. Its ratings are disseminated through press releases to the public through print and electronic media, including the Internet and real-time information systems for use by securities traders and investors. As of December 31, 2017, this segment had ratings relationships with approximately 4,700 non-financial corporate issuers; 4Moody´s Latin America Agente de Calificación de Riesgo S.A. ,100 financial institutions issuers; 18,000 sovereign, sub-sovereign, and supranational public finance issuers; and 1,000 infrastructure and project finance issuers, as well as rated 11,000 structured finance transactions. The Moody’s Analytics segment develops products and services that support financial analysis and risk management activities of institutional participants in financial markets; and distributes research and data, such as research on debt issuers, industry studies, and commentary on topical credit related events. This segment also offers economic research, and credit data and analytical tools; software solutions and related risk management services; and offshore research and analytical services with financial training and certification programs. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody’s Corporation in September 2000. Moody’s Corporation was founded in 1900 and is headquartered in New York, New York.
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